借款人必須有良好的信用記錄，無嚴重逾期或不良信用記錄，另外信用報告中負債比例不能過高。 Very last week @POTUS instructed us he wouldn't indication a “fantastic�?trade cope with #China he would only signal a “terrific�?1. I feel him. But to be a “excellent�?deal it will have to enable us t